📄 Document Templates
Complete template library for all sales, client onboarding, legal agreements, compensation structures, and compliance documentation required by the OPTKAS platform. All templates align with Sales Academy training (Lessons 1–9) and the Proof Pack (PP-01 through PP-08).
Complete Document Inventory
| Reference | Document | Category | Classification | Timing |
|---|---|---|---|---|
| PP-01 | Participation Agreement | Proof Pack | REQUIRED | Step 6 — Agreement Execution |
| PP-02 | Risk Disclosure Statement | Proof Pack | REQUIRED | Step 4 — Risk Walk-Through |
| PP-03 | Solicitor Disclosure Form | Proof Pack | REQUIRED | BEFORE any agreement |
| PP-07 | Legal Structure Summary | Proof Pack | REFERENCE | Step 2 — Proof Pack Delivery |
| PP-08 | Fee Schedule | Proof Pack | REQUIRED | Step 6 — Agreement Execution |
| KYC-001 | KYC/AML Compliance Form | Compliance | REQUIRED | Step 7 — Compliance Verification |
| AI-001 | Accredited Investor Certification | Compliance | REQUIRED | Step 1 — Qualification |
| CO-001 | 48-Hour Cooling-Off Notice | Compliance | REQUIRED | Step 3 — Cooling-Off Period |
| SCA-001 | Solicitor Compensation Agreement | Sales Ops | INTERNAL | Solicitor Onboarding |
| OB-001 | Client Onboarding Checklist | Sales Ops | OPERATIONAL | Steps 1–8 (Full Process) |
| SIL-001 | Solicitor Interaction Log | Sales Ops | COMPLIANCE | Every Client Interaction |
Eight-Step Onboarding Flow & Document Mapping
Initial Contact & Qualification
Introduce yourself as Platform Solicitor (not financial advisor). Screen for accredited investor status and permitted jurisdiction.
Proof Pack Delivery
Deliver ALL eight Proof Pack documents. Walk through overview. Ensure prospect has access to every document. Do not summarize, skip, or prioritize.
48-Hour Cooling-Off Period
MANDATORY: No solicitor-initiated contact for minimum 48 hours. Prospect reviews documents and consults their own counsel. Violation = immediate disqualification.
Risk Disclosure Walk-Through
Walk through all 7 material risk categories individually. Each must be acknowledged. Do not soften, skip, or qualify any risk.
Questions & Evidence Review
Answer questions using verified facts only. Escalate unanswerable questions. Follow up with documented, verified responses.
Agreement Execution
Execute documents in mandatory order: PP-03 first (Solicitor Disclosure), then PP-02 risk acknowledgment, then PP-01 (Participation Agreement), then fee acknowledgment. ALL signed before any funds collected.
Compliance Verification (KYC/AML)
Compliance team performs identity verification, sanctions screening, PEP checks, and AML review. NOT the solicitor's responsibility. Wait for clearance.
Account Provisioning
Platform team provisions XRPL wallet, configures trustlines, sets up account access. Onboarding fee processed. Completion logged.
PP-01 — Participation Agreement
OPTKAS1-MAIN SPV Participant Participation Agreement
Master legal contract between the participant and the SPV. Covers participation terms, representations and warranties, fee provisions, custody arrangements, risk acknowledgment (7 categories), transfer restrictions, and governing law. Aligns with Sales Academy Lessons 4, 5, 6, and 7.
PP-02 — Risk Disclosure Statement
Material Risk Disclosure — 7 Risk Categories
Comprehensive disclosure of all material risks. Each of the 7 categories (Market, Liquidity, Regulatory, Technology, Counterparty, Operational, Total Loss) must be individually explained and acknowledged by the participant before agreement execution. Aligns with Sales Academy Lesson 9.
PP-03 — Solicitor Disclosure Form
Solicitor Compensation & Conflict Disclosure
Discloses solicitor identification, compensation arrangement (onboarding fee share + platform service fee share), potential conflicts of interest, and conduct standards. Must be provided to the prospect BEFORE any agreement is signed. Includes all 12 Forbidden Statements and 6 disqualification triggers. Aligns with Sales Academy Lessons 1, 8, and Claims Library.
PP-07 — Legal Structure Summary
SPV Structure, Governance & Jurisdiction
Summary of OPTKAS legal structure: SPV formation (Wyoming), bond program ($500M MTN, $10M first tranche, 50 notes), transfer agent (Securities Transfer Corporation), insurance ($25.75M blanket), governance framework, regulatory positioning, and the critical distinction between legal authority and settlement mechanics. Aligns with Sales Academy Lesson 6.
PP-08 — Fee Schedule
Complete Fee Schedule & Disclosure
Transparent breakdown of all fees: Onboarding Fees (one-time), Platform Service Fees (ongoing), and AMM Trading Fees (platform revenue, not direct charge). Includes fee transparency commitments, prohibited fee representations, approved discussion framework, and modification policy. Aligns with Sales Academy Lesson 7.
KYC/AML Compliance Verification Form
Know Your Customer & Anti-Money Laundering Compliance
Complete compliance verification form: participant identification (individual + entity), beneficial ownership, accredited investor verification, source of funds analysis, sanctions screening (OFAC, UN, EU, UK HMT, FinCEN 314(a)), PEP screening, adverse media checks, document collection checklist, risk rating, and ongoing monitoring schedule. Used at Step 7 by the compliance team (not solicitors). Aligns with Sales Academy Lesson 6.
Accredited Investor Self-Certification
Rule 501(a) Accredited Investor Certification & Verification
Investor self-certification under Regulation D Rule 501(a) with all qualifying criteria (income test, net worth test, professional certification, knowledgeable employee, entity criteria). Includes Rule 506(c) verification methods (third-party letter, income verification, net worth verification, professional certification). Aligns with Sales Academy Lessons 1 and 5.
48-Hour Cooling-Off Period Notice
Mandatory Cooling-Off Period Confirmation
Confirms the mandatory 48-hour waiting period between Proof Pack delivery and agreement execution. Documents exact times, contact restriction compliance, prospect-initiated contact exceptions, and dual certification (solicitor + participant). Violation is DQ-3 (immediate disqualification). Aligns with Sales Academy Lesson 5.
Solicitor Compensation Agreement
Platform Solicitor Compensation & Services Agreement
Complete solicitor engagement contract: independent contractor status, authorized/prohibited activities, certification requirements (initial + maintenance), compensation structure (onboarding fee share + platform service fee share), compensation exclusions (never tied to investment outcomes), clawback provisions, documentation requirements, 6 disqualification triggers, investigation process, termination provisions, confidentiality, and indemnification. Aligns with Sales Academy Lesson 8.
Client Onboarding Checklist
Eight-Step Client Onboarding Process
Mandatory operational checklist covering all 8 onboarding steps with individual task checkboxes, gate requirements between steps, document delivery tracking, risk acknowledgment matrix, questions/escalation log, document signing order, compliance verification tracking, and onboarding completion certification. Aligns with Sales Academy Lesson 5.
Solicitor Interaction Log
Client Interaction & Compliance Documentation Log
Auditable interaction log template with per-interaction entries: date, time, duration, participants, topics, materials shared (with version numbers), questions asked, escalation tracking, and compliance certification checkbox. 7-year retention requirement. Available for audit within 48 hours. Aligns with Sales Academy Lessons 4, 5, and 8.